You might think that if you have an accident in your own home and get injured as a result that your chances of claiming compensation are slim at best. In most cases, you’d probably be right.

However, there are several situations in which an accident at home may not be your fault but are instead down to the negligence of others.

For instance, if you have paid to have work carried out by a contractor and as a result of their substandard work, you are injured by for example, masonry falls on you due to bad workmanship, or you suffer electrocution because of faulty wiring carried out on your behalf, then you will probably have grounds for bringing a claim against the contractor who carried out the work.

You may also suffer injury through using a recently purchased, faulty product, such as a hair straighteners that catch fire, or suffer a back injury from falling of a new chair that collapses the first time you sit on it.

If you live in a rented property, you may have a claim against your landlord due to injuries sustained as a result of a lack of maintenance of the building structure or fittings.

If you do have a valid claim as a result of an accident at home and it stops you from working, as well as claiming damages for the injury sustained you can also claim for any loss of earnings you incur through not being able to work, whilst you recover from your injuries.