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Personal Injury Claims

Serious Injury Compensation Claims

Road traffic accidents, Accidents at work and Slip and trip accidents can be the cause of a wide number of types of injury. These range from minor bumps or bruises: soft tissue injuries and broken bones through to very serious injuries or catastrophic injuries of the type that are life changing.

Surgeons operating on a patient with Serious Head, Brain or Spine Injury

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Serious Injury Compensation Claims

The terms ‘Serious Injury Claims‘ and ‘Catastrophic Injury Claims‘ essentially mean the same thing. Both describe the legal process serious injury claimants must follow to recover accident compensation.

Compensation (or ‘damages’) plays a vital role in helping injured persons regain control of their lives (as best they can) after experiencing the devastating consequences of accidents caused by someone else’s negligence.

The word ‘catastrophic’ perfectly describes the profound impact such devastating injuries have on the lives of innocent accident victims.

Top tip from Angus Fergusson

Your Serious Injury Questions, Answered!

What is a ‘Serious Injury’?2023-08-11T08:23:59+01:00

Serious or catastrophic injuries occur when the person involved in an accident that was not their fault suffers significant and life-changing personal injury. The nature of the injury defines the term serious injury claims, not the type of accident they were involved in.

The following are some of the types of serious injury claims we handle for clients:

What Types of Accidents Cause Serious Injuries?2023-08-11T08:14:16+01:00

Any accident that leads to bodily injury may result in serious injuries.

  1. Road traffic accidents: particularly when vulnerable road users are involved, i.e., pedestrian accidents, cycling accidents, motorcycle accidents.
  2. Accidents at work: faulty machinery accidents, falls from height, falling objects, forklift truck accidents, to name but a few types of workplace accidents that may cause serious injury.
  3. Accidents in Public Places: trips, slips and falls, accidents in playgrounds, bouncy castles and fairground ride accidents, accidents on faulty pavements, accidents on private land and accidents in shopping malls; all are types of accidents that may result in catastrophic accidents.
  4. Medical negligence – poor or inadequate medical treatment can cause the patient severe injury.

A severe injury can occur even when the accident occurred in circumstances that seem innocuous.

For example, when someone trips on a faulty pavement, they fall and sustain a sprained ankle or cuts and bruises.

However, the same type of accident may equally result in the victim’s head hitting the floor, causing them to suffer severe brain injury.

The difference is often a matter of chance, i.e., being in the wrong place at the wrong time.

The responsible party can’t argue that the type of accident he caused shouldn’t have resulted in serious injury. Provided you can prove the full extent of the injury damages you claim were directly caused by the accident, you can expect to recover compensation in full.

Will you visit me to take details of my serious injury claim?2023-08-11T08:15:05+01:00

When a new client with serious injuries asks Mooneerams Solicitors whether we will visit them to take their instructions, we will always agree. We visit them at, in a hospital or wherever is most suitable for them.

We act for clients all over Wales and England and travel all over the country to see clients who have suffered serious injuries.

An expert serious injury solicitor will visit you. As well as taking detailed instructions from you, the solicitor will explain what further information we need from you or your family to obtain the maximum injury compensation possible for you.

What can I claim for in a serious injury claim?2023-08-11T08:17:34+01:00
  1. Loss of earnings: a claim for the earnings you lose up to the settlement date of your claim.
  2. Personal injury compensation: Damages (compensation) for the pain and suffering your injury has caused.
  3. Loss of future earnings: There may be an ongoing claim for loss of earnings beyond the date of settlement of your claim.
  4. Medical Expenses: These can become significant if you’ve suffered catastrophic injuries. We will seek to get interim payments to cover the medical treatment you have paid for.
  5. Travel Expenses: The nature of your injuries might mean that you have to travel to see medical consultants as part of the ongoing process of both your recovery and your claim. Some cases require multiple consultants.
  6. Rehabilitation Costs: In most cases involving serious injury, your solicitor will draw up a rehabilitation program, working in conjunction with an experienced rehabilitation case manager as early in the case as possible.
  7. Future Rehabilitation costs: As time passes, the programme may need to be added to as further needs become apparent. These extra requirements can be identified and cost so the necessary funding can be added to your claim for damages.

Rehabilitation may include physiotherapy, occupational therapists, counsellors, or specialised medical services particular to your situation.

  1. Cost of care: You may require the services of a care assistant.
  2. Costs of adaptations to your home: If your injuries prevent you from, for example, going upstairs to the bathrooms or bedroom or from accessing other parts of your home, your home may need to be adapted accordingly.
  3. Costs of medical equipment: Your injuries may require special medical equipment to be installed at home.
  4. Retraining costs for a new career: Mooneerams will ensure you obtain the right training if you have to change your career. This might be necessary if you can no longer do the job you had before the accident.
  5. Cost of adapting your motor vehicle: Your transport requirements may change, and your motor vehicle needs adjusting, or a more suitable replacement needs to be purchased.

Mooneerams will help you to regain as much self‐sufficiency as possible. As part of your serious injury compensation claim, we’ll also look to recover all the funds required to achieve this aim.

What type of compensation will I get for a serious injury claim?2023-08-11T08:19:35+01:00

The amount of compensation you receive at the end of your claim will depend on the type and severity of injury suffered.

Serious injury claims take a long time to settle or to get to court. It may be several years before your claim is concluded – sometimes longer.

Medical reports must be obtained at suitable intervals over a long period. Several different types of medical experts may be required to provide evidence, especially if you sustained multiple injuries in the accident.

When the experts are satisfied that they have enough evidence to give an opinion on how long your recovery will take, only then is your case getting close to settlement.

In a serious injury compensation claim, it’s also unlikely that your only claim will be for the injury you suffered. You will probably have claims for several other types of compensation, including:

  • Loss of past and future earnings
  • Medical and therapy treatment fees
  • Cost of medical aids
  • Adapting or buying a new vehicle.
  • Adapting your house to accommodate a long-term disability caused by the accident
  • Medical care and rehabilitation costs
How long do I have to start a serious injury claim?2024-02-17T15:11:20+00:00

The time limit for starting a serious injury claim is no different from any other personal injury claim; in most cases, it’s three years from the accident date. ‘Start’ (or ‘bring’) a claim means you must file the

There are exceptions to the rule concerning children under 18 who suffer a catastrophic injury in an accident and those with a mental disability.

Both groups have longer within which to start a claim. Still, we advise any injured victim of an accident to seek legal advice from a personal injury law firm if they have any concerns about time limits for bringing a claim.

We strongly advise any victims of medical negligence to seek advice from a clinical negligence solicitor about the time limit that applies to their bringing a clinical negligence claim.

In most circumstances, we can fund your serious injury claim on a No Win No Fee basis by offering you the benefit of a No Win, No Fee arrangement, meaning that if you don’t win your case you’ll have no legal costs to pay. You can find out more about how we get paid when you win your case on our No Win No Fee page.

Will I have to wait until the end of my claim to get compensation?2023-08-11T08:21:25+01:00

Catastrophic injury claims can take a long time to settle or reach their conclusion by going to court; several years or more may elapse before you get your compensation.

As experienced serious injury solicitors, Mooneerams will, at the earliest opportunity, help you get a significant interim payment from the insurers of the person or people responsible for the accident.

Interim payments are ‘payments on account’ of final damages, paid by the insurer so that you don’t suffer financial hardship. If necessary, we’ll continue at the appropriate time to get further interim payments from the insurers. In this way, we can help ease your financial concerns while waiting for the total compensation payout at the end of the claim.

Call Mooneerams now on 029 2048 3615 for a no-obligation discussion about claiming serious injuries either for yourself or a family member (who may not be able to call us themselves).

You can also contact us by leaving your details in the box on the right-hand side of this page and then pressing the ‘Start you Claim ‘button; you won’t commit yourself to anything by doing so.

Serious Injury Compensation Claim Solicitors

Mooneerams are award-winning specialist personal injury solicitors. We only handle personal injury claims and act solely for claimants, those who suffer the catastrophic, life-changing injuries that define whether a claim is a serious injury claim. We never work for defendants.

Handling serious injury claims for clients requires detailed knowledge of the law relating to catastrophic injury claims and a sound understanding of the medical issues involved.

Serious injury compensation claims are almost always complex cases to pursue. If you suffer a serious injury, you should choose a specialist firm of personal injury solicitors to act for you.

Mooneerams has excellent working relationships with leading medical experts, including experienced consultant surgeons, therapists, rehabilitation specialists, care consultants, transport, home adaptation experts, and more.

Serious injury claims are often referred to as catastrophic injury claims, too – the word ‘catastrophic’ emphasises that the accident has caused life-changing injuries to the accident victim.

Why should I choose Mooneerams to act on my behalf in my serious injury compensation claim?

Here are six reasons why you should choose Mooneerams Solicitors to deal with your serious injury claim:

  1.  We are specialist personal injury lawyers.
  2.  Mooneerams opened its first office in 2002, so we have handled purely injury claims for over twenty years.
  3. Since we only handle personal injury claims, we don’t get distracted by doing other types of work.
  4. Everything we do aims to get the best possible outcome for our personal injury clients. Achieving that involves getting them the maximum possible compensation and putting practical solutions in place to help make their lives more manageable.
  5. Mooneerams have received accolades for the personal injury work they carry out for their clients. Mooneerams was recently named ‘Personal Injury Team of the Year’ in the Wales Legal Awards, recognising that we are expert personal injury solicitors.
  6. Most importantly of all, the clients whose personal injury claims we have handled leave us fantastic 5* reviews on rating sites such as Trustpilot, and Google:

“Was in an accident and recommended by a friend to contact Mooneerams, who provided a great service.

The whole process was seamless, from a caring and patient visit from the solicitor (Al), who talked me through the whole process in simple terms, to the provision of a courtesy car and eventual settlement and compensation. They took care of all of the paperwork, contact, hassle and stress.

I’ve since recommended them to several friends, and all have been equally impressed.”

“Very happy with the professional service I received from Mooneerams Solicitors. Angus Ferguson and his team were there for me, providing the support and help needed. I was reassured at all stages whilst attending appointments to see various medical professionals.

I can’t thank you enough for getting me through the hard times and on the road to recovery.

I would recommend Angus Ferguson and his team at Mooneerams Solicitors to anybody who is unfortunate to experience a car accident. Thank you, Angus.”

At Mooneerams, we will cater to all your needs from start to finish.

You must feel comfortable with the solicitor handling your serious injury claim. You will rely on them to help you through difficult times.

Meet The Mooneerams Team

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